Medicare Supplement Insurance
Medicare Supplement Insurance, commonly referred to as a Medigap Insurance policy, can help you pay the costs associated with healthcare that Medicare insurance won’t pay. Many, but not all health care services and supplies are paid by Medicare. These items can include:
- Deductibles
- Copayments
- Coinsurance
If you’re interested in getting a Medicare Supplement policy, our agency can help you shop private carriers to find you the right policy at the right price.
So how does Medicare Supplement Insurance Work?
If you have medical costs that are covered by Medicare, your Medicare policy will pay the Medicare-Approved amount (typically, less than the actual amount of your doctor’s bill, then you’re responsible for the rest), then your Medicare Supplement Plan will pay its share.
When Can I Buy Medicare Supplement Insurance?
Typically, the best time to buy a policy is during Medicare Open Enrollment. You first become eligible, 6 months after you turn age 65 and are enrolled in Medicare Part B.
How Much Is Medicare Supplement Insurance?
The cost of your plan will depend greatly on which plan you choose. There are many supplement plans to choose from so pick a plan that is the right fit for your budget and needs.
What Are The Different Medicare Supplement Insurance Plans?
There are 10 different Medicare Supplement Insurance Plans that are available in most states through private health insurance. Those plans are: A, B, C ,D, F, G, K, L, M and N.
Which Supplement Plan Is Right For Me?
Only you can decide what Medicare Supplement Plan is right for you. A licensed agent in our office can help you navigate your choices, but ultimately, only you can choose what’s right.
Does It Cost More To Go Through An Agent?
No, it does not cost anything to have our agents help you with your Medicare plan choices and you will not pay more for the plan.
How Do I Choose A Medicare Supplement Insurance Plan Company?
Your agent will go over each plan and help you find an insurance company that fits your needs and budget. They will then help you with signing up for that plan and paying for it.
To setup an appointment with an agent in our office, please click the link above or fill out the quick contact form to the right. You may also call us anytime during business hours. We’re excited to help you find a plan and look forward to hearing from you.
Frequently Asked Questions About Medicare Supplement Insurance
Do Medicare Insurance Brokers charge fees?
No. Local Medicare brokers do not charge fees. In fact, they can act as a personal adviser for all your Medicare questions and can help you determine the best plan for your specific situation.
What does a Medicare insurance broker do?
Since we are an independent agent, we work for you and not one insurance company. We represent several insurance companies and can help you find the right company for your specific needs.
Where can I get free Medicare insurance advice?
If you are looking for free Medicare insurance advice, contact our agency. We are an independent insurance agency and can help you find the best Medicare plan for your needs. We do not charge any broker fees.
Is it better to buy Medicare insurance through a broker?
Medicare insurance brokers represent several insurance companies. They are not biased and will help you determine what Medicare plan suits you best.