Whole Life Insurance – The Living Benefits

When the average person thinks about purchasing life insurance the goal in mind is generally to protect his or her loved ones in the event of that person’s death. That protection can be as extensive as making sure that costs like the mortgage, children’s education and general living expenses will be taken care after they’re […]

The Life Insurance Solution to Long Term Care

Whenever I meet with someone to discuss long term care (LTC) insurance, chances are one of these questions will usually come up, “Dan, what if I never use this policy? I will have paid all those premiums for nothing.” Or, “I’m worried about the premium cost increasing, especially when I’m retired.” Both of these are […]