Long Term Care – The Myths and Realities

One of the most popular topics in health care today, especially with Baby Boomers, is long-term care (LTC). I speak with many people who are interested in LTC insurance, but have a number of misconceptions about this type of insurance and LTC in general. Before we discuss some of what these are, let’s define what […]

The Life Insurance Solution to Long Term Care

Whenever I meet with someone to discuss long term care (LTC) insurance, chances are one of these questions will usually come up, “Dan, what if I never use this policy? I will have paid all those premiums for nothing.” Or, “I’m worried about the premium cost increasing, especially when I’m retired.” Both of these are […]